Insurance built for professional trades.
The premier Contractors Insurance Program for HVAC, plumbing, electrical, flooring, and lawncare companies.
- Same-day certificates
- Trade-specific coverage
- Claims advocacy
- Annual risk reviews
Built for Artisan Contractors & Skilled Trades
- HVAC Companies
- Plumbing Contractors
- Electricians
- Flooring Installers
- Lawncare & Landscape Professionals
The Problem
- Delayed Certificates of Insurance
- Coverage gaps discovered at claim time
- Surprise exclusions
- Workers comp audit issues
- Limited guidance when bidding larger jobs
- Lack of post-sale service
The Heritage Difference
- Same-Day Certificates to keep you job-ready
- Trade-Specific Coverage Design
- Workers’ Compensation Audit Support
- Subcontractor & Compliance Guidance
- Claims Advocacy and Support
- Annual Risk & Growth Review
More Than Insurance — A Business Partner
We help contractors build stronger, safer businesses by providing clarity, responsiveness, and proactive planning—not just a policy.
Ready for Insurance That Works as Hard as You Do?
Schedule a Contractor Risk Review to identify coverage gaps, improve compliance, and build a policy that supports your growth.
Let’s Get Started
Contractors Insurance Program Quote Request
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