What To Do If You Are Involved In An Auto Accident
An accident can be very distressing, but knowing what to do in advance can defiantly help when presented with this situation.
Following a loss:
· Stay at the scene in a safe place to gather information
· Exchange information
· Contact the police, or dial 911 if needed
· Do not advise your coverage limits or admit fault
Information to gather following a loss:
Photos
· Damage (vehicles and/or property)
· Accident scene (road conditions/skid marks/debris in roadway/vehicle positions)
· Identification (clear photos of insurance cards, license plates, etc.)
Document
· Names, phone numbers, addresses and e-mail addresses of all occupants, including the number of occupants in the other car(s)
· Name, phone numbers, addresses and e-mail addresses of potential witnesses
· Location (intersection/address/exit number)
· Company name. policy number and phone number for other insurance companies
· If emergency service respond: police department, police report number, phone number, officer name, badge number, ambulance company, fire department